Documents
Documents required to apply for Personal Loan
●Identity Proof - Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
●Proof of Residence or Address Proof - Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill.
●Age Proof - Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
●Income Proof - 1 year Bank statement, 3 months Salary Slips
●Employment Proof - Employment Certificate,
●Office address proof GST or VAT Registration for Self-employed Photograph - Passport-size photographs
●Business proof - Business registration documents such as a partnership deed, Memorandum of Association (MOA), Articles of Association (AOA), etc.
●Income tax returns – Documents of the past 2-3 years to verify income and tax payment history
Documents required to apply for Business Loan
Documents required to apply for Home Loan
Income Proof Documents
1. Salaried Individuals :
● Form 16
● Employee Identity Card
● 3 Months Salary Slip
● 6 Month Bank Account Statement
● Duration of Employment Evidence
2. Self-Employed Individuals:
● PAN
● Trade License
● Partnership Deed
● Article of Association
● Memorandum of Association
● Import Export Code SEBI Registration Certificate
● ROC Registration Certificate
● Financial Statement Audited by CA Profit & Loss Account Statement Balance Sheet
● 6 Months Bank Account Statement
● Professional Practice License for Doctors, Consultants, etc
● Registration Certificate of Establishment for Shops, Factories, and Other Establishments
● Business Address Proof
3. Documents Required from all Non-Resident Indians (NRIs) Applicants:
● Income Proof Documents for NRI
● Property Papers
● Property Documents
● Sale Deed
● Stamped Agreement of Sale
● Allotment Letter
● No Objection Certificate or NOC
● Housing Society
● Builder
● Possession Certificate
● Land Tax Receipt
● Construction Cost Estimate
● Bank Account Statement of Payment Made to Seller or Builder
● Payment Receipt of Payment Made to Seller or Builder
● Incase of resale property share certificate is required
● Occupancy Certificate
Documents required to apply for Loan Against Property
●Proof of identity/residence
●Proof of income
●Property-related documents
●Proof of Business (for self-employed)
●Account statement for the last 6 months
Documents required to apply for Auto Loan
●KYC documents (Valid Photo ID Proofs)
●PAN Card
●Last 2 years' ITR as proof of income
●Salary Slip (latest 3 months)
●Salary account statement(latest 6 months)
●Signature Verification Proof
The list of documents to be submitted varies based on type of business entity. Submit the following documents to begin with the loan process:
● ITR for the past 2-3 years
● Current Bank Account Statement for the last 12 months
● Photocopy of PAN Card
● Address Proof for Residence such as Voter Card, Passport, Aadhaar Card, Telephone Bill, Electricity Bill
● Address proof for Business such as the Telephone Bill or Electricity Bill
● Last Financial Year's provisional Financials and future year's projections.
● Company's business profile on the letterhead
● 2 photographs of promoters and property owners.
● Sanction letter and Repayment schedule of existing loan
● GST registration certificate and GST returns of latest 2 years.
● D-Vat/Sale tax registration copy
● Udhayam Aadhaar registration certificate
● Rent agreement copy of factory and residence (if property is rented)
● Business Continuity proof of 3 years (3 years old ITR/Company registration etc)
● Company PAN Card, Certificate of Incorporation, MOA, AOA, List of Directors, and Shareholding pattern for Pvt Ltd companies
● Partnership Deed, Company pan Card for Partnership CompaniesMOST SEARC